> For the complete documentation index, see [llms.txt](https://manual.formwise.ai/formwise/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://manual.formwise.ai/formwise/advanced-features/login-mode-and-monetization/setting-up-subscription-plans/customizing-individual-tool-credit-usage.md).

# Customizing Individual Tool Credit Usage

#### **How Credits Are Collected**

**SmartForms (Charged Per Output Generated)**

* Credits are deducted **only when the final output is generated**.
* **Default: 5 credits per generation** (modifiable based on prompt chains).
* Users **won’t be charged** if:
  * The process is interrupted (page reload, connection issue).
  * The tool fails before generating an output.

💡 **Tip:** Increase credit cost for **longer, multi-step prompts** or decrease it for **simpler tools**. Read the article below for more information.

{% content-ref url="/pages/EJBujmKI1FsTP1xQyJDW" %}
[Pricing Your Tools Accordingly & Credit System in Login Mode](/formwise/advanced-features/login-mode-and-monetization/setting-up-subscription-plans/pricing-your-tools-accordingly-and-credit-system-in-login-mode.md)
{% endcontent-ref %}

***

**CoPilots (Charged Per Message Generated)**

* **Credits are deducted per message**, ensuring fair usage.
* **Default: 1 credit per AI-generated message** (regardless of length).
* Users are charged **each time a new AI response is created**.

💡 **Tip:** Keep the cost low for **frequent back-and-forth chats**, or increase it for **high-value, expert-level AI responses**.

***

#### **Adjusting Credit Costs for Your Tools**

* Go to your **Toolset "Plans" settings and click on "Tools" tab. It should be greyed out.** 

<figure><img src="/files/G1ad01WcuMpCKqg7DgU1" alt=""><figcaption><p>Tools tab</p></figcaption></figure>

<figure><img src="/files/gf3gDFUvEjGirsJiDWrq" alt=""><figcaption><p>Edit the credit cost</p></figcaption></figure>

* Find the **Credit Cost section** under each tool.
* Modify credit values to **match the complexity and value of your tool**.
* Save changes—users will now see the adjusted pricing when using your AI tools.

By customizing **credit consumption**, you **balance profitability and user experience**, ensuring your AI tools remain valuable and accessible. 🚀


---

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